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Showing posts with the label commercial property insurance brokers

Do You Really Need Commercial Property Insurance?

  Running a business comes with its fair share of risks — from accidental damage and theft to severe weather events that can halt operations in a moment. While insurance might feel like just another business expense, commercial property insurance could be the difference between a quick recovery and a complete shutdown. At Auswide Insurance Brokers , we’re often asked: “Is commercial property insurance really necessary?” In this article, we break down what it covers, when it's required, and why smart business owners consider it a must-have. What Is Commercial Property Insurance? Commercial property insurance protects your business’s physical assets — including buildings, equipment, stock, furniture, and sometimes even loss of income if you're forced to temporarily close. Depending on your policy, it may cover: Fire and storm damage Theft or vandalism Equipment breakdown Accidental damage Business interruption (optional) It’s important to note: this coverage applies whether yo...