Auswide Insurance Brokers

  When you're a professional offering advice, services, or expertise — mistakes can happen , and unfortunately, those mistakes can cost you more than just your reputation. That's where professional liability insurance (also known as Professional Indemnity Insurance ) becomes essential. But the big question remains: Who offers the best professional liability insurance in Australia? At Auswide Insurance Brokers , we’re proud to help professionals like you find the right coverage at the best price — tailored to your industry, risk level, and business needs. What Is Professional Liability Insurance? Professional liability insurance protects professionals from claims of: Negligence or errors in your work Incorrect or misleading advice Failure to deliver services as promised Breach of professional duty This cover helps pay for legal costs , compensation payouts , and ongoing claim expenses , even if you’re not at fault. It’s commonly required by: Consultants and contractors Acco...

  Introduction When it comes to securing insurance in Australia, many people find themselves overwhelmed by the multitude of options available. With a wide range of policies, premiums, and providers to choose from, it can be difficult to know where to begin. This is where insurance brokers come in. But the question remains: Are insurance brokers worth it? At Auswide Insurance Brokers , we’ve helped thousands of clients find the best insurance solutions to suit their needs. In this blog, we’ll break down what insurance brokers do, how they can save you time and money, and whether you should consider hiring one for your insurance needs in Australia. What is an Insurance Broker? An insurance broker acts as an intermediary between the client (you) and the insurance companies. Instead of purchasing insurance directly from a provider, a broker works on your behalf to find a policy that suits your specific needs. They assess your individual circumstances, compare various products, and r...

  Introduction If you're operating as a sole trader in Australia , you're likely juggling everything from sales and service to admin and invoicing. But one area many sole traders overlook is insurance —specifically, public liability insurance . So the question is: Do you really need it? The short answer is: Yes, in most cases—it's highly recommended, even if not always mandatory. This guide will explain everything you need to know— in plain English —about public liability insurance and how it protects you and your business. What Is Public Liability Insurance? Public liability insurance is designed to protect your business if your activities cause: Injury to a member of the public Damage to someone's property It covers legal fees, compensation claims, and settlement costs—expenses that can quickly run into tens or hundreds of thousands of dollars .  Example: You're a mobile mechanic and accidentally damage a customer's car. Example: A client trips over your...