Auswide Insurance Brokers

  If you own or manage a commercial property in Australia , one critical question often arises: Do I need building insurance for my commercial property? The short answer is yes—and here's why. At Auswide Insurance Brokers , we’ve helped countless Australian businesses safeguard their properties with the right insurance solutions. In this post, we’ll break down what building insurance covers, why it's important, and how you can secure the best protection for your commercial premises. What Is Commercial Property Building Insurance? Commercial property building insurance protects the physical structure of your property from risks like fire, storms, vandalism, accidental damage, and more. This type of policy typically covers: The building itself Fixtures and fittings Permanent structures on the land External features such as signage and fencing Without it, you could face massive out-of-pocket expenses in the event of damage or disaster. Is Building Insurance Legally Required in Au...

  Running a business comes with its fair share of risks — from accidental damage and theft to severe weather events that can halt operations in a moment. While insurance might feel like just another business expense, commercial property insurance could be the difference between a quick recovery and a complete shutdown. At Auswide Insurance Brokers , we’re often asked: “Is commercial property insurance really necessary?” In this article, we break down what it covers, when it's required, and why smart business owners consider it a must-have. What Is Commercial Property Insurance? Commercial property insurance protects your business’s physical assets — including buildings, equipment, stock, furniture, and sometimes even loss of income if you're forced to temporarily close. Depending on your policy, it may cover: Fire and storm damage Theft or vandalism Equipment breakdown Accidental damage Business interruption (optional) It’s important to note: this coverage applies whether yo...